Privacy Policy

This website [www.dreampay.tech] ("Website") is owned and operated by Sporta Technologies Private Limited ("Company") a company incorporated under the laws of the Republic of India, and having its registered office at Unit 1801 & 1802, Tower B, 18th Floor, Peninsula Business Park, Off Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India – 400013.

The Company provides a digitally enabled payment assistance service that aids in processing online payments made by various modes, including credit cards, debit cards and other card payments under the brand name “DreamPay” (the “Offering”) for online platforms and merchants. Through the Website, the Company facilitates your use of the Offering during your transactions with the online platforms or merchants ("Services").

The terms ‘Company' or 'us' or 'we' refer to the owners of this Website. The terms 'you' or 'user', and all its grammatical variations, refer to the user or viewer of our Website.

This Privacy Policy ("Policy") reflects the Company’s commitment towards protecting the privacy and personal information provided by users of the Website and sets out the nature and type of information the Company collects from users for the purpose of the Services, the usage and disclosure of such information, and the safety and security measures adopted by the Company to safeguard the information.

Please note that this Policy is only applicable to the users of the Website and the information and data gathered on the Website and not to any other information or website. You are hereby advised to read this Policy carefully and fully understand the nature and purpose of gathering and/or collecting sensitive, personal and other information and the usage, disclosure and sharing of such information. By requesting and consenting to the Services, you hereby also consent to the Company sharing information with third party service providers engaged by the Company for the purpose of the Services and to the transfer and/or storage of user information and data across borders. We ensure that we process your information in ways that comply with applicable laws and regulations.

This Policy was last modified on [8th May 2020].

  1. This Policy explains:
  1. The information we may collect about you online.
  2. The use and role of cookies and similar technologies on our Website.
  3. How we will protect and use information we collect about and from you.
  4. The circumstances in which we might disclose your details to anyone else.
  5. When we may use your details to contact you; and.
  6. How you can be sure the information we hold about you is accurate and current.
  1. Information Gathered:
  1. In general, you can visit our Website without revealing your identity or any personal information about yourself. However, you may not be able to use the Services unless you reveal your identity and/or other information about you. The information gathered is required to facilitate the utilisation of the Offering as specified in the Terms and Conditions of the Website (“Terms”, available at Terms & Conditions).
  2. Information that we collect from you in order to render our Services may include your name, email address, residential address and date of birth. In addition, we may collect demographic information such as information about your computer, hardware, software, platform, media, Internet Protocol (IP) address and connection, information about online activity such as feature usage and click paths, data regarding your transaction on a third party merchant website, and other data that you may provide in surveys or while completing transactions. We may combine demographic information with Personal Information to tailor our offerings or web pages to your preferences or interests.
  1. Personal Information
  1. Personal Information means any information that may be used to identify you and that is not otherwise publicly available, including, but not limited to, your first and last name, age, place of residence and an email address, phone number or other contact information.
  2. We may collect Personal Information from you in order to render our Services may include or if you otherwise voluntarily provide such information. We may use your email address and any other contact information you provide, to contact you in relation to your use of the Services or with regard to any issues that may arise in the course of your use of the Services, or any updates or changes to the Services which may be of concern to you.
  1. Sensitive Personal Information:
  1. Sensitive Personal Information ("SPI") means such Personal Information which consists of information relating to your (or any person on whose behalf you wish to avail of the Services) password; biometric information and financial information (such as bank account details or debit/credit card numbers, billing details, and other payment details, as per the rules and regulations established by the Reserve Bank of India, acquiring banks and card companies). SPI collected by the Company shall not be disclosed to any third party without your express consent, save as otherwise set out in this Policy or the Terms, or as provided in a separate written agreement between the Company and you or as required by law.
  2. You acknowledge that in the course of providing the Services, the Company will receive SPI, either when you choose to utilise any Services, or furnish your credit or debit card details to the Website and you hereby consent and agree to allow the Company and/or its service provider to store the SPI collected in this manner on the Website and disclose it in accordance with the terms of this Policy. In the event that the SPI provided by you relates to another person, you warrant and covenant that you have obtained the consent of such person to the disclosure and transfer of SPI in accordance with this Policy or the Terms, or any other agreement entered into by us with you.
  3. It is clarified that with respect to any SPI that you may share with the Company, you have the sole right to determine whether you want to share such information with the Company. However please be advised that we may not be able to provide certain Services in case you decline to share any SPI required to provide such Services.
  4. In the course of providing the Services, we may share SPI with our affiliates, service providers and/or experts, and you hereby consent to such transfer of SPI. We will take reasonable steps to ensure that these affiliates, service providers and experts are obligated to protect the confidentiality and security of the SPI through confidentiality agreements and otherwise.
  1. Cookies and Other Tracking Technologies
  1. Some of our web pages may also utilize "cookies" and other tracking technologies. A "cookie" is a small text file that may be used, for example, to collect information about your activity on our Website. Some cookies and other technologies may serve to recall Personal Information previously indicated by you. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser, but please note that if you choose to erase or block your cookies, you may need to re-enter your Personal Information to gain access to certain parts of our Website.
  2. Tracking technologies may automatically record information such as Internet domain and host names; other information about your geographic location; IP addresses; browser softwares and operating system types; CPU type; your manner of connecting to the Internet (e.g., connection speed through narrowband or broadband access); click paths; and dates and times that our Website is accessed. We also track information like the pages you request, the products or services you buy, the referring site, and the time that you spend on the referring site.
  3. Our use of cookies and other tracking technologies allows us to improve our Website and consequently your experience using the Website and the Services. We may also analyse information that does not include Personal Information for trends and statistics.
  4. We may also employ web beacons/web bugs, that help us better manage content on our Website by informing us what content is effective. They are used to track the online movements of users of our Website.
  1. Uses of Personal Information
  1. We may use Personal Information and other information received and collected from you to provide the Services you have requested, to enable you to access and post comments on the Website, or any part thereof, and to contact you upon your request and when otherwise necessary. We may also use Personal Information for auditing, research and analysis, and to operate and improve the Services. In certain circumstances, we may share aggregated non-personal information with third parties. When we use third parties to assist us in processing your Personal Information, we require that they comply with our Policy and any other appropriate confidentiality and security measures. We may also share such information with third parties in limited circumstances, including when complying with legal and regulatory processes, preventing fraud or imminent harm, to conduct 'know your customer' verification, and ensuring the security of our network and services.
  2. In order to provide our Services, we may enter into agreements with our third party merchants located within India, and provide them with access to our Services, which includes the processing of information relating to their customers. Any Personal Information, including SPI, shared by you on our Website may be shared with such third party merchants, credit card processors or acquiring banks in order to satisfactorily deliver our Services. We only access such Personal Information as reasonably necessary to provide the Services, as otherwise authorized by our customers or as required by law. We are the data processors and not the data controllers of the information. We work with our affiliates/partners to assist them process payment transactions.
  3. As the processors of Personal Information on behalf of third party merchants, we shall abide by their instructions with respect to the information they control to the extent that such instructions are consistent with the functionality of our Services. In doing so, we implement technical, physical and administrative measures against unauthorized processing of such information and against loss, destruction of, or damage to Personal Information.
  4. Where we propose to use your Personal Information for any other uses, we will ensure that we notify you first. You will also be given the opportunity to withhold or withdraw your consent for your use other than as listed above.
  1. Confidentiality and Security
  1. We will keep confidential and protect your Personal Information and SPI except where disclosure is required or permitted by law.
  2. We follow generally accepted industry standards to protect the SPI and Personal Information submitted to us, both during transmission and, once we receive it, for storage and disposal. All information we gather is securely stored within databases in India and controlled by us. The databases are stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your Personal Information and SPI, we cannot guarantee its absolute security.
  3. We limit access to SPI and Personal Information to experts, service providers and employees who we believe reasonably need to come into contact with that information to provide the Services that you have requested or wish to avail.
  4. We host and process data, including personal information in India, through a third party, to operate and manage the Services. When you access or use our Website or the Services, or otherwise provide information to us, you are consenting, on behalf of yourself and your authorized representatives or end-users, to the processing and transfer of information in India which may have different privacy laws from your country of residence. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Policy.
  5. Third parties may provide certain services available on our Website and on our behalf. We may provide information, including Personal Information, to third-party service providers to help us deliver our Services efficiently and effectively. Service providers are also an important means by which we maintain our Website and provide Services. We will take reasonable steps to ensure that these third-party service providers are obligated to protect Personal Information on our behalf through confidentiality agreements and otherwise. We do not intend to transfer SPI and Personal Information without your consent to third parties who are not bound to act on our behalf unless such transfer is legally required. Similarly, it is against our policy to sell SPI and Personal Information collected online without consent.
  6. If you choose to provide us with your SPI and Personal Information, we may transfer that SPI and Personal Information from your country or jurisdiction to other countries or jurisdictions around the world. Your SPI and Personal Information may be collected and stored on servers located in the territory of India and such other countries as we may disclose from time to time.
  1. Third Party Websites

If you click on a link to a third party site or otherwise leave the Website, you will go to a website that is outside the purview of our control. As we cannot control the activities of third parties, we cannot accept responsibility for any use of your Personal Information by such third parties, and we cannot guarantee that they will adhere to the same privacy and security practices as we do. The use of Personal Information by such websites shall be governed by the privacy policies provided therein. Therefore, if you visit a third party website that is linked to our Website, you should consult that website’s privacy policy before providing any Personal Information. We are only responsible for the privacy statement and content of this Website. Further, we are not responsible for the privacy practices, the use of cookies, or the privacy policies adopted by our merchants.

  1. Contacting You

We may contact you using the Personal Information you have given us:

  1. In relation to the functioning of any service you have signed up for in order to ensure that we can deliver the services to you.
  2. Where you have opted to receive further correspondence.
  3. To invite you to participate in surveys, opinion polls, etc., about our services or otherwise (participation is always voluntary) and.
  4. To provide you information about our new products and services, where you have specifically agreed to receive this.
  1. Change of Control

In the event that ownership or control of the Company was to change, your SPI and Personal Information may be transferred. If such a transfer results in a material change in the nature of use of your SPI and Personal Information, the Company will provide notice about the choices you have to decline to permit such a transfer of SPI and/or Personal Information, as the case may be.

  1. Accuracy

To the extent that you do provide us with Personal Information and SPI, we wish to maintain accurate and current Personal Information and SPI. We collect SPI and Personal Information from you on our Website, but should you need to update or correct that SPI and Personal Information, please contact us and we will make reasonable efforts to incorporate the changes in your SPI and Personal Information that we hold as soon as practicable. You can obtain the information we currently hold on you by emailing us at contact@dreampay.tech. We will use our best efforts to send you the information within 14 days of receipt of your email.

  1. Deletion of Personal Information

In the event that you choose to delete your Personal Information with the Company, or if your access to our Website has been terminated for any other reason, such as a violation of the Terms, the Company shall within a reasonable time, delete and remove all Personal Information and SPI that you may have submitted on the Website. You acknowledge and agree that generic, non-personally identifiable information may continue to be stored and/or displayed by the Company as a part of any surveys or research or tabulations compiled on the Website.

  1. Consent and Amendments

By using this Website, you consent to the terms of this Policy and to our use and management of Personal Information and SPI for the purposes and in the manner herein provided. Should this Policy change, we intend to take every reasonable step to ensure that these changes are brought to your attention by posting all changes prominently on our Website for a reasonable period of time. Your visit and any dispute over privacy are subject to this Policy.

  1. Applicable Law

This Policy and information contained herein, shall be governed by the laws of the Republic of India and the courts of Mumbai, India shall retain exclusive jurisdiction to entertain any proceedings in relation to any disputes arising out of the same.